Abstract: This report from the Congressional Budget Office provides very good statistics and overviews regarding the future of America’s elderly and the cost of care. Elderly populations are currently on the rise. It’s estimated that by 2050, one-fifth of the total us population will be older than 65. It should come as no surprise that the number of individuals living with cognitive and functional limitations will also increase. As a result, we can expect these large populations to need a significant amount of care. Currently more than half the care the aged receive is “donated” as informal care. Informal care commonly comes from friends, family, and spouses. Often the individuals providing the care suffer in terms of lost wages and lost time. The Congressional Budget Office reports that informal care giving in 2011 accounted for approximately $234 billion dollars worth of care from home health aides. Taking these numbers into consideration demonstrates the importance of securing a plan for the future, especially if one doesn’t have a network of close friends and family willing to take indefinite leaves of absence from work in order to provide care.